EasyLife

Get covered by EasyLife here or just obtain a quick quote...

Key Benefits

  • Anyone can be covered between 18 and 61
  • No medical questionnaires or exams
  • No premium loading for health issues
  • Pays up to £100,000 tax free life cover to your beneficiaries
  • Optional critical illness lump sum should you suffer a major serious conditions such as cancer, heart attack, stroke, and other conditions
  • Partner can also be covered
  • Life insurance underwritten at Lloyd's of London

By completing this form you agree that we may contact you by telephone, SMS or e-mail with details and information about this product. All our calls are recorded for quality assurance purposes and as a record of our conversation.

Why do you need EasyLife protection?

EasyLife offers your a quick, simple and ‘easy’ approach to insuring your life and protecting your family.

With the minimum of effort you can be insured for up to £100,000 on your life and up to £50,000 should you suffer a critical illness.

Important Policy Details

What is excluded?

We cannot cover you for any pre-existing medical condition which you have suffered from in the past 36 months. This exclusion will not apply if you remain symptom free and do not seek treatment or medical advice for the next 24 months.

To take out this cover you must be aged 18 to 61 and resident in the UK.

Also, the following main exclusions apply:

  • Deliberately self-inflicted injury (unless you are trying to save someone’s life) or an attempt at suicide.
  • Taking alcohol or drugs, unless a doctor has told you to do so (but not for treating drug addiction).
  • Nuclear contamination, biological contamination or chemical contamination, war (whether declared or not), act of foreign enemy, invasion, civil war, riot, rebellion, insurrection, revolution, overthrow of a legally constituted government, explosions of war weapons or any event similar to one of those listed.

Frequently Asked Questions

Who is eligible to take out cover?
Anyone aged 18 to 61 who lives in the UK.

Can I add my partner to the policy?
Yes, you can add a spouse/partner with the same or different level of cover.

What if I have pre-existing medical conditions?
You can still take out EasyLife cover. However see below for what is excluded.

How long is the price fixed for?
Though this is an annually renewable policy the premium is fixed for 5 years, so each year the price will be unchanged. Life insurance is exempt from insurance premium tax.

What if I change my mind?
You can cancel the policy within 30 days of first taking it out. Simply write to SecurityTrust and any premium you have paid will be refunded (as long as there has been no claim on the policy). After this you can cancel at any time.

What conditions does the critical illness option cover?
If you choose to add the critical illness cover it will pay a benefit of 50% of your life sum insured should you be diagnosed with any of the following: Cancer, Bacterial Meningitis, Coronary Artery By-Pass, Heart Attack, Multiple Sclerosis, Kidney Failure, Major Organ Transplant or Stroke.

ST Logo - light

Protecting and securing the health, lifestyle and wellbeing of you and your loved ones.

SecurityTrust partners with certain underwriters at Lloyd's of London to provide innovative and value for money insurances and lifestyle protection.

CONTACT